Your vacation property is, like your home, one of your most valuable assets. It's important to protect your investment with insurance. But you should note that seasonal property insurance works a bit differently than insurance for your primary home.
How often the seasonal home is used and how often it is occupied can dictate which insurance packages are appropriate for you. How much time do you spend there? Do you use it year-round? Do you rent it out at some point during the year? The answers to these questions are important when you are considering what type of coverage to buy for your seasonal property.
At HAL, you do not stand alone. Should you ever experience a situation that may result in an insurance claim, HAL will be at your side, assisting you with the claim process. As a HAL client, you benefit from our wide network of claims professionals in Canada from coast to coast and internationally. In the unfortunate event of a claim, we will help you get back on track as efficiently and hassle-free as possible.
Sewer Backup coverage is a must for all home, condo and cottage properties. Even if you have a septic system losses have occurred when the septic service has pumped sewage back into the home instead of out!
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